lil’ snow white

i jus wanted to write this post to highlight e imptance of havin a comprehensive medical insurance plan. few days back i met an old fren for coffee n he was tellin me abt e medical bills of some of his family members.

his dad was diagnosed wif some very rare cancer n subsequently passed away. his medical bills came up to more than $200k, n because he had some life insurance policies which paid out $200k it kinda helped wif e situation, but still they hadda fork out abt $50k..

his dad’s case was a valid claim under his life insurance policies becos he was diagnosed wif cancer, which is one of e critical illnesses covered.

not too long ago, his bro had some rupture in his intestine which became very critical. his medical bill was abt $90k, but this was totally not claimable under any life insurance policy! only a medical insurance policy will cover such medical expenses comprehensively.

medical insurance? think Medishield. but Medishield is only sufficient if u intend to stay in Class C or lower Class B2 wards in public hospital. if u wan better services n shorter waiting time for treatments, rem to up ur medical insurance coverage by buyin a plan frm private insurers. which reminds me.. i needa get one as soon as i get officially employed again!

nvrtheless, adopting a healthy lifestyle is still e best way to keep ill health at bay. i wish my family n frens good health in e years to come!

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